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Private Aged Care

Flexible, and Fully Funded by You: What Is Private Aged Care?

Private aged care refers to care services - whether at home or in a residential facility - that are fully self-funded, offering more immediate access and fewer restrictions than government-assisted options.

Unlike government-subsidised pathways, private aged care requires:

  • No means testing

  • No formal aged care assessment 

Typically, if you have a financial capacity to cover the initial purchase or fees and a steady income around the Maximum Base Pension, you can access these services directly.

If you're already receiving government-funded care, you may sometimes continue to receive those benefits even after transitioning to privately-funded care.

Benefits of Private Aged Care

  • Immediate Access: No waiting list or assessment delays - support begins as soon as you arrange it.

  • Personalised Care: Only pay for the services you need - from general assistance to clinical support like medication management and wound care.

  • 24/7 Qualified Support: Access fully trained carers any time of day or night - whether for ongoing care or unexpected emergencies.

  • Flexible Options: Choose from a range of care levels such as independent living, private low/high care, dementia support, short-term respite, or palliative options.

  • No Asset-Based Fees: Charges are based on services, not assets or income - making it straightforward and transparent.

How to Access Private Aged Care

  1. Explore regional options via Aged Care Online for both residential and home-based private care tailored to your area.

  2. Review provider details, services, and costs, then choose the level and type of care that meets your needs.

  3. Connect directly for a quick start to care without bureaucratic hurdles.

Begin your search for Private Residential Aged Care by clicking below:

Begin your search for Private Home Care by clicking below:

Need help finding home care?

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Article posted:Nov 28, 2019
Category: Finding care

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