Aged Care Online

OzPlan - Aged Care Financial Planning

701 Whitehorse Road, Mitcham, Victoria, 3132

OzPlan is here for you through every stage of life.

  • Over 15 years as specialists in aged care financial planning
  • In 2023 our team assisted over 200 families with aged care financial planning
  • In-person and remote consultations available

We understand the financial considerations that come with aged care planning. Our experienced team of aged care specialists can help you to navigate your way through the aged care maze. We can identify the cost of care and how this can be funded, while looking at the impact on pension entitlements and other benefits. We can also help you with Services Australia paperwork if needed.

Our Aged Care Process

Step 1: Complimentary phone call 

Step 2: Initial Consultation: We look at the initial cost of care based on information you provide to us. This will provide you with an indication of how much money will be needed to fund the cost of care. We will also show you how pension entitlements may be affected.

Step 3: Customised Options Paper: If there are different strategies and options for you to pay for care, our team will create a personalised options paper, which identifies fees and charges, the affordability of care over the short and long term and the impact on Services Australia entitlements and your Estate.

Step 4: Full advice: If you want us to recommend the strategy to use, we will present you with a personalised financial plan, explaining the strategies and recommendations and answering any questions you may have. 

Step 5: Implementation: Once you are satisfied with the financial plan, we work together with you to implement the strategies. Whatever this involves, we will guide you through every step of the process.

Step 6: Services Australia: If you would like us to act as your nominee for Services Australia, we can assist with updating Services Australia records, completing and lodging paperwork and following it up. We can be your nominee for whichever time frame suits you.

Step 7: Achieving Financial Peace of Mind: The Aged Care process is complex and can be overwhelming. Our aim is to guide you through this and support you while you adjust to this change in your lifestyle.

It's never too early or too late to get your finances in order.

Contact OzPlan today to find out how our dedicated team of aged care specialists can help you.

Add Review

Review Guidelines.

Reviewing an aged care provider is a great way to share your thoughts. But please follow the policies listed below when writing a review.

We will remove content that violates any of the policies listed below:

  • Conflict of interest: Reviews are most valuable when they are honest and unbiased. Please do not review your own aged care service or that of a competitor.
  • Off-topic reviews: Do not post reviews based on a third party experience, they must be your own. Our reviews are not a forum for general political or social commentary or personal rants.
  • Impersonation: Do not post reviews on behalf of other people or misrepresent your identity or connection with the aged care provider you are reviewing.
  • Language: Do not use offensive, profane, or obscene language. We will remove reviews that represent personal attacks.
  • Personal and confidential information: Do not post reviews that contain the personal and confidential information of another person.
  • Spam Content: Please no spam. Reviews should be a genuine reflection of your experience with an aged care provider. Do not include promotional content or advertising in any form. Duplicate material will not be accepted.
  • Telephone Numbers and Web Links: To prevent adverts and spam, we do not permit phone numbers or web links.
  • Hate Speech: We do not allow reviews that advocate against people based on their ethnic origin, religion, gender, disability, sexual orientation or age.
  • Aged Care Reviews is not a complaints system. Reviews must be fair and reasonable. Any defamatory statements reflecting a personal experience that has not yet been taken up with the respective provider will not be accepted. If you have a personal complaint to make about an aged care facility we encourage you to contact your provider directly using the details provided on their listing. Alternatively you can submit a complaint via the Government’s Aged Care Complaints Scheme.

Five Adjustments to Make if Your Spouse Moves Into Aged Care

on Friday, May 17, 2024

Adequately preparing and seeking sound financial advice will allow you to navigate the numerous changes in life more effectively, minimising stress. It can be challenging and overwhelming to witness the deteriorating health of your spouse. If this decline necessitates a transition to aged care, both of you will have to adapt to many changes.

Unlocking the Puzzle: OzPlan's Guide to Navigating Aged Care Finances

on Friday, February 2, 2024

From 1st of January this year the aged care interest rate, known as the Maximum Permissible Interest Rate or MPIR, increased to 8.38%. The new rate only applies to new residents and some existing residents who choose to move rooms or to another home.

Send an enquiry

A message is required and can not contain a phone number, email address or web site

Looking for a job? Visit our employment section