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Your Guide to the NDIS (National Disability Insurance Scheme)

 

The National Disability Insurance Scheme (NDIS)

The National Disability Insurance Scheme (NDIS) supports Australians under 65 living with a permanent and significant disability. It provides individualised funding and customised care plans to help participants access the support they need. 

What Is the NDIS?

The NDIS is a public, nationwide program focused on delivering tailored support to eligible participants. Funding is allocated based on individual plans, giving you flexibility to choose supports that match your goals. The scheme is funded federally and operates independently from other disability or healthcare programs.

Who Is Eligible?

You may qualify for the NDIS if you:

  • Are under 65 years of age;

  • Are an Australian resident; and

  • Have a permanent disability impacting everyday life.

To get started, complete the "Am I eligible?" checklist or submit a request for access via the NDIA. 

What Does the NDIS Cover?

The scheme funds supports categorized into:

  • Core Supports: Everyday essentials like personal care, mobility aids, and social participation.

  • Capacity Building: Services that promote independence, such as life skills and therapy.

  • Capital Supports: High-cost items including home or vehicle modifications and assistive technology.

Protecting Quality: NDIS Safeguards & Registration

The NDIS Quality and Safeguards Commission oversees the safety and quality of NDIS-funded services. It regulates providers, handles complaints, and enforces strict codes of conduct.

If you live in a residential aged care facility, you're still entitled to NDIS protections - meaning providers must meet both aged care and NDIS standards. 

Supporting Younger People in Aged Care

Under new provisions, people under 65 should access age-appropriate housing and community supports - not residential aged care - where possible. The NDIS and your support coordinator can help explore alternatives. If you're already living in aged care, the NDIS can still provide necessary funding while you plan a transition.

Specialist assistance, like the YPIRAC initiative and programs from Ability First Australia, can guide younger individuals living in aged care to find more suitable living arrangements. 

Quick Overview of the NDIS

TopicDetails
Scheme Government-funded support for under-65s with permanent disabilities
Eligibility Australian resident, permanent disability, under 65 years of age
Funding Categories Core Supports, Capacity Building, Capital Supports
Quality Oversight Managed by the NDIS Quality and Safeguards Commission
Residential Care Note Can continue in aged care but must explore community-based options
Support Pathways Includes YPIRAC, NDIA planning, and disability housing referrals

Need Help Navigating the NDIS?

Here are a few steps to consider:

  • Check your eligibility through the NDIA portal or contact the helpline.

  • Work with a support coordinator to build your NDIS plan.

  • Explore alternative accommodation options using specialist resources like YPIRAC.

  • If you live in aged care, assess whether returning to community living is feasible with the right support.

Click on your state below to search for NDIS providers in your area:

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