Flexible, and Fully Funded by You: What Is Private Aged Care?
Private aged care refers to care services - whether at home or in a residential facility - that are fully self-funded, offering more immediate access and fewer restrictions than government-assisted options.
Unlike government-subsidised pathways, private aged care requires:
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No means testing
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No formal aged care assessment
Typically, if you have a financial capacity to cover the initial purchase or fees and a steady income around the Maximum Base Pension, you can access these services directly.
If you're already receiving government-funded care, you may sometimes continue to receive those benefits even after transitioning to privately-funded care.
Benefits of Private Aged Care
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Immediate Access: No waiting list or assessment delays - support begins as soon as you arrange it.
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Personalised Care: Only pay for the services you need - from general assistance to clinical support like medication management and wound care.
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24/7 Qualified Support: Access fully trained carers any time of day or night - whether for ongoing care or unexpected emergencies.
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Flexible Options: Choose from a range of care levels such as independent living, private low/high care, dementia support, short-term respite, or palliative options.
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No Asset-Based Fees: Charges are based on services, not assets or income - making it straightforward and transparent.
How to Access Private Aged Care
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Explore regional options via Aged Care Online for both residential and home-based private care tailored to your area.
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Review provider details, services, and costs, then choose the level and type of care that meets your needs.
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Connect directly for a quick start to care without bureaucratic hurdles.
Begin your search for Private Residential Aged Care by clicking below:
- Private aged care in ACT
- Private aged care in NSW
- Private aged care in NT
- Private aged care in QLD
- Private aged care in SA
- Private aged care in TAS
- Private aged care in VIC
- Private aged care in WA
Begin your search for Private Home Care by clicking below:
- Private home care in ACT
- Private home care in NSW
- Private home care in NT
- Private home care in QLD
- Private home care in SA
- Private home care in TAS
- Private home care in VIC
- Private home care in WA
Need help finding home care?
Finding quality home care can be overwhelming, but our Home Care Shortlist makes it easy. Compare local providers, connect directly, and request information or consultations - all in one place. This saves time and ensures informed decisions.
Click here to get your FREE shortlist
Article posted:Nov 28, 2019 Category: Finding care
